CONTINUATION OF FINANCIAL MANAGEMENT

FINANCIAL MANAGEMENT CONTINUES



ANALYSIS OF FINANCE DECISIONS - -- --- ---- ----- ------ ------- -------- ---------

FINANCING DECISION, INVESTMENT DECISION AND DIVIDEND DECISION


FINANCIAL DECISION OR FUNCTIONAL FUNCTION INVOLVES THREE MAIN TYPES OF FINANCIAL MANAGEMENT LISTED ABOVE.

FINANCING DECISION:THIS INVOLVES DETERMINING THE APPROPRIATE FINANCE MIX OR CAPITAL STRUCTURE. THIS DECISION SIMPLY MEANS THAT A FINANCIAL MANAGER MUST KNOW WHERE AND HOW HE CAN OBTAIN FUNDS AND AT WHAT COST AND THE EFFECT ON FINANCIAL RISK USING ANY PARTICULAR SOURCE OF FUNDS. FINANCE MIX MEANS THE COMBINATION OF THE THREE SOURCES OF FINANCE, FROM THE SHORT TERM, MEDIUM AND LONG TERM SOURCE FROM THE INTERNAL AND EXTERNAL SOURCES.

INVESTMENT DECISION: THIS IS CONCERNED WITH THE ALLOCATION OF AN ORGANIZATION’S CAPITAL FUNDS TO INVESTMENT PROPOSALS THAT WILL YIELD FUTURE BENEFITS IN ORDER TO MEET THE EXPECTATIONS OF ALL INVESTORS OR STAKEHOLDERS IN A BUSINESS. BECAUSE THE FUTURE IS UNCERTAIN, INVESTMENT PROP[OSAL NECESSARILYNINVOLVES RISK. THIS DECISION IS MADE BY EXAMINING THE COMPETING PROJECTS AND INVEST IN THE PROJECT WITH EXPECTED HIGHER OR HIGHEST YIELD. AND THIS COULD BE ACHIEVED TECHNIQUES THAT INVOLVE SOME CALCULATIONS BASED ON THE PAY BACK PERIODS, AVERAGE RATE OF RETURN, NET PRESENT VALUE, INTERNAL RATE OF RETURN AND PROFITABILITY INDEX. I AM NOT GOING TO BOTHER YOU ON THE CALCULATIONS OR FORMAULARS BECAUSE THAT REQUIRES SPECIAL KNOWLEDGE AND SKILLS. HOWEVER, I WANT YOU TO UNDERSTAND THE BASIS AND IMPORTANCE OF FINANCIAL MANAGEMENT.


DIVIDEND DECISIONS: THIS INVOLVES THE DECISION ON HOW THE RETURNS FROM THE BUSINESS OPERATION WOULD BE SHARED.TO KNOW THE PROPORTION OF THE EARNINGS TO PAY OUT AS DIVIDEND OR TO RETAIN WITHIN THE FIRM. THE VALUE, IF ANY OF THE UNDECLARED DIVIDEND MUST BE BALANCED AGAINST ITS OPPORTUNITY COST.


LADIES AND GENTLEMEN, THAT WILL DO IT FOR THIS POST TODAY, WATCH OUT FOR THE NEXT POST AS I DEAL WITH THE DEFINITION OF SOME IMPORTANT CONCEPTS YOU MUST KNOW AS A FINACIAL MANAGER BOTH ONLINE OR ON LAND. OF COURSE YOU KNOW WE ARE ALL FINANCIAL MANAGERS AS HUMANS. THE CONCEPTS INCLUDE THE CONCEPT OF TIME VALUE OF MONEY, COMPOUND INTEREST, PRESENT AND FUTURE VALUE OF A LUMP SUM, ANNUITY, SINKING FUND AND LOAN AMORTIZATION. YOU WILL GET TO UNDERSTANS THESE CONCEPTS IN MY NEXT POST. KEEP IN TOUCH WITH THIS BLOG.

FOR FREE ONLINE TIPS TO GENERATING CASH, GO TO PREVIOUS POSTS. REMEMBER ALL OF THESE REQUIRE YOUR PATIENCE AND IT IS NOT A QUICK-RICH SCAM.
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KIND REGARDS AND GOODLUCK.

HERE COMES A NEW TOPIC: FINANCIAL MANAGEMENT-BOTH YOUR ONLINE AND ONLAND BUSINESS

FINANCIAL MANAGEMENT


FINANCIAL MANAGEMENT IS AN IMPORTANT ASPECT IN MANAGING YOUR BUSINESS EITHER ONLINE OR ON LAND. IT IS A CONCEPT THAT MUST BE FOLLOWED UP AS AN INDIVIDUAL OR A GROUP.

FINANCIAL MANAGEMENT IS THE MANAGERIAL PLANNING AND CONTROL OF FINANCIAL RESOURCES OF A BUSINESS TO ACHIEVE THE OBJECTIVE OF THE BUSINESS. IT INVOLVES A RIGOROUS ANALYSIS OF INVESTMENT OF HOW ORGANIZATIONS FUND ITS ASSETS AND OBTAIN THE BEST MIX OF FINANCING AND DIVIDEND IN RELATION TO OVERALL MARKET VALUATION OF THE FIRM. THE CONTEMPORARY OBJECTIVES OF A LIMITED LIABILITY COMPANY ARE DIVIDED INTO THE FINANCIAL AND NON-FINANCIAL OBJECTIVES.



THIS IS GOING TO BE BROAD SERIES OF EXPLANATIONS AND I WILL ENSURE I EXPLAIN DETAILS OF THE CONCEPT IN MY DIFFERENT POSTS STARTING FROM THIS VERY ONE. NOW, LET US GO STRAIGHT AWAY TO LISTING EXAMPLES OF THE OBJECTIVE TYPE GIVEN ABOVE.
HERE ARE THE FINANCIAL OBJECTIVES;

* TO PRODUCE AN ADEQUATE RETURN FOR SHAREHOLDERS, THAT IS MAXIMIZATION OF SHAREHOLDER WEALTH
* TO IMPROVE PRODUCTIVITY
* TO MAINTAIN A CONTENTED WORKFORCE
* TO MAXIMIZE PROFIT AND SURVIVE AUTOMATICALLY
* TO GIVE THE HIGHEST QUALITY SERVICE TO CUSTOMER
TO BE A MARKET LEADER

AND THE NON-FINANCIAL OBJECTIVES;

* ACTING AS A RESPONSIBLE MEMBER OF THE COMMUNITY WITHIN WHICH THE FIRM OPERATES
* MAKING FINANCING AND CAREER DEVELOPMENT A PROIRITY
* MAINTENANCEOF GOOD RELATIONSHIP WITH CUSTOMERS AND SUPPLIERS AND ACTING ETHICALLY


LET ME GIVE YOU THIS ALL IMPORTANT POINT THAT THE NON FINANCIAL OBJECTIVES ARE NOT IN DIRECT OPPOSITION TO THE AIM OF MAXIMIZING FINANCIAL VALUE BUT MAY EVEN CONTRIBUTE TO IT BY IMPROVING THE IMAGE AND POPULARITY OF THE FIRM.

LADIES AND GENTLE MEN I CANNOT EXHAUST EVERYTHING ABOUT THIS TOPIC IN THIS SINGLE POST. THE NEXT POST WILL BEGIN WITH THE ANALYSIS OF FINANCE DECISIONS WHICH INCLUDE FINANCING DECISION, INVESTMENT DECISION AND DIVIDEND DECISION.KEEP IN TOUCH WITH THIS SITE AND WATCH OUT FOR MY NEXT POST.

KIND REGARDS AND GOODLUCK IN YOUR BUSINESS VENTURES ONLINE AND ONLAND.